![]() ![]() You’ll notice the expenses column on the worksheet is blank so you can customize it. (click below to instantly download a copy) You'll first need to print out a copy of the worksheet. ![]() The important part is that you just start to track EVERYTHING. If you prefer not to use this printable, you can also just use an excel spreadsheet, google sheets or any other method you prefer. Using this budget worksheet will help you to get the process started and take a closer look at your overall finances. It will help you hit your long-term goals and short-term goals.įor example, maybe you want to have $500 in an emergency fund, or you want to go on a dream vacation or start saving for your retirement, budgeting can help you do that. Most people think that a budget is difficult to use or follow, but honestly, it is so easy. Creating a personal budget can help you plan ahead to learn how you can save money for important things in your life. Savings: emergency fund, RRSPs, RESPs, TFSAs, seasonal expenses (e.g.It can be hard to figure out exactly how much money you spend each month. Personal: tobacco, alcohol, books, music, clothing and shoes, donations, subscriptionsĮating Out: meals, snacks, take-out, beverages (coffee, tea, juice, soft drinks)Įntertainment: recreation, sports equipment and fees, movies, concerts, hobbies, gamingĬhild: daycare, lessons and activities, allowance, school supplies and fees, babysitting, programs, tutorsĭebt Payments: credit cards, loans, leases, support payments, government debts, personal debt Health Care: medical premiums, life insurance, medication, eye care, dental, supplements, wellness costs Transportation: fuel, auto insurance, transit, parking, taxi, rentals, car sharing, tolls Living: personal care, bank fees, salon and spa services, dry cleaning, pet costs, memberships (fitness, clubs, associations) Groceries: food, baby needs, household supplies, toiletries Household: furnace, water tank, roof and gutters, decor, upgrades, storage locker, gardening, cleaning services, outdoor equipment and maintenance Utilities: phone/cell, cable/internet, gas, hydro, security Housing: mortgage, rent, strata fees, house insurance, property taxes View a sample of a completed tracker (from the previous version of our Monthly Expenses Tracker).Įxpense Categories – Know Where Your Money is Going This becomes the cash balance for the next week. If there’s a surplus, you should have money in your wallet or bank account. Total all columns and subtract actual expenses from actual income.On these pages, keep track of seasonal expenses rather than recording on your weekly pages. You also need to record weekly savings amounts on pages 14 – 15 of the Expense Tracker.You may want to track coffees, dining out, or fuel separately. You can then use the blank columns to create your own categories. List the dates down the left side and record actual money spent each day.You should also list any income you may expect to receive during each week. Record cash balances on hand or in your bank account.For example, a 7 day tracking period would be March 30th to April 5th. For each week, record dates you are tracking.The expense categories listed further below and on page 1 of the Expense Tracker will help you decide which expenses to record where.Open a copy of our Monthly Expense Tracker. ![]()
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